Annual Percentage Rate (APR) Calculator
Calculate true APR of a loan including fees and charges
Nominal APR
4.99993%
Effective annual rate
5.11611%
Rate per payment period
0.41666%
No country-, region-, or tax-year rules are built in. Enter thresholds and rates verified from the relevant current official source.
At t=0 you receive net proceeds, then make equal payments at equally spaced period ends. Legal APR fee inclusion and rounding rules vary by jurisdiction; compare the result with the contract disclosure.