Convert currencies with real-time exchange rates.
Calculate return on investment and annualized return
Calculate compound interest and yearly growth
Calculate simple interest and total amount
Calculate monthly payments and amortization schedule
Calculate monthly mortgage payments and total cost
Quickly estimate the time to double an investment
Convert between hourly, daily, weekly, monthly and yearly salary
Calculate time to reach savings goal with monthly deposits and interest rate
Calculate break-even point from fixed costs, variable costs and price
Calculate asset depreciation and book value
Calculate compound growth with initial and monthly deposits
Calculate monthly car loan payments and total interest
Allocate income using the 50/30/20 rule
Calculate sales tax (add or remove)
Calculate sales commission and total compensation
Calculate net worth from assets and liabilities
Calculate profit margin and markup from revenue and cost
Calculate tip amount and split per person
Calculate future investment value with inflation adjustment
Calculate appropriate emergency fund target and current progress
Calculate periodic payments, total paid and future value of annuity
Calculate internal rate of return (IRR) and NPV
Calculate time to financial independence and early retirement
Calculate weekly/monthly/annual pay including overtime
Calculate capital gains tax on investment returns
Calculate down payment amount and monthly payments
Calculate time and total cost to pay off debt
Calculate CD interest earnings and maturity value
Generate amortization schedule with principal/interest analysis
Calculate present value of future amount using discount rate
Calculate future value of investments
Calculate stock investment return with dividends
Calculate monthly lease payments and residual value
Calculate how inflation affects purchasing power
Calculate current yield and project future Yield-on-Cost with growth
Evaluate borrowing capacity with monthly debt-to-income ratio
Calculate property tax from home value and rate
Calculate time for investment to double
Calculate Social Security, Medicare and payroll taxes
Calculate operating cash flow (OCF) and free cash flow (FCF)
Compare long-term costs of renting vs buying
Calculate weighted average cost of capital from equity and debt
Compare DCA vs lump sum investment
Calculate bond YTM, current yield and total return
Calculate retirement readiness and savings needed
Calculate buying power and leverage for margin trading
Calculate net present value and profitability index
Calculate equated monthly installment for loans
Compare cost of living differences between cities
Calculate revenue growth rate, CAGR and future projections
Calculate taxes by progressive income tax brackets
Calculate savings and break-even point for refinancing
Evaluate stock value with P/E, PEG and earnings yield
Analyze working capital and working capital turnover
Calculate compound annual growth rate
Calculate affordable rent based on income
Compare two loan options side by side to find the best deal
Calculate average cost price from multiple purchases
Get recommended asset allocation based on age and risk profile
Compare snowball vs avalanche debt repayment strategies
Calculate equity multiplier and debt ratios
Calculate operating income as percentage of revenue
Calculate ROE with DuPont 3-factor analysis
Calculate earnings per share and related ratios
Calculate EBITDA, EBIT and net income from income statement
Evaluate enterprise value with discounted cash flows
Measure risk-adjusted performance comparing excess return to total volatility
Convert total return to annualized return
Measure EPS sensitivity to changes in EBIT
Evaluate debt servicing ability with interest coverage ratio
Calculate book value, BVPS and P/B ratio
Calculate time needed to recover initial investment
Calculate inventory turnover and days sales of inventory (DSI) based on COGS
Calculate AR turnover and days sales outstanding
Calculate cash conversion cycle from DIO, DSO and DPO
Measure EBIT sensitivity to changes in sales revenue
Calculate cost of equity using both CAPM and DDM models simultaneously
Calculate P/B ratio and premium/discount to book value
Evaluate short-term payment ability with current assets to current liabilities ratio
Calculate gross margin and markup
Calculate P/S ratio dividing price by sales per share
Calculate total company value from market cap, debt and cash
Calculate FCF by subtracting CAPEX from operating cash flow
Calculate payout ratio, retention ratio and dividend yield
Measure asset utilization efficiency comparing revenue to average assets
Calculate ROA with DuPont decomposition
Calculate monthly, annual payments and total interest on a loan
Evaluate immediate payment ability excluding inventory from current assets
Evaluate value with PEG ratio (P/E vs growth)
Evaluate intrinsic value with Gordon growth model
Analyze enterprise value to revenue ratio
Calculate EV/EBIT multiple
Calculate price to cash flow per share multiple and CF yield
Analyze value creation with ROIC, WACC spread and EVA
Calculate net income as percentage of revenue
Calculate total return including price change and dividends
Calculate Beta, Alpha and RΒ² from return data
Calculate pre-tax, after-tax cost of debt and tax shield effect
Predict bankruptcy risk using Altman Z-Score model
Calculate weighted average shares outstanding by period
Decompose ROE into net profit margin, asset turnover and financial leverage
Calculate maximum growth rate without external financing
Analyze retention ratio and dividend payout
Evaluate fixed charge coverage with EBIT and lease payments
Calculate collection efficiency and days sales outstanding (DSO)
Calculate average days to pay accounts payable
Calculate cash ratio, the strictest measure of liquidity
Analyze financial structure with equity and debt ratios
Calculate fair stock price with Gordon Growth Model
Calculate TIE ratio from pre-tax income and interest expense
Calculate market cap from share price and shares outstanding
Evaluate value by comparing market value to replacement cost
Analyze earnings yield and return on capital with Greenblatt's magic formula
Evaluate SaaS companies by combining growth and profitability
Calculate customer lifetime value to acquisition cost ratio
Calculate startup monthly burn rate and runway
Analyze per-unit profitability, LTV and CAC payback
Evaluate value dividing P/E by growth + dividend yield
Calculate enterprise value to free cash flow multiple
Predict when cash runs out based on monthly burn rate
Calculate expected return with Capital Asset Pricing Model
Calculate investment margin of safety from intrinsic value and market price
Calculate intrinsic value using EPS growth and discount rate
Calculate shares and price after a stock split
Calculate shares and price after a reverse stock split
Calculate fully diluted EPS including options and convertibles
Evaluate current liability coverage with operating cash flow
Analyze debt proportion of total assets and financial structure
Calculate net asset value and NAV per share
Calculate P/E ratio and earnings yield
Calculate loan proportion against property value
Calculate real estate investment return using NOI and property value
Calculate NOI by subtracting vacancy and operating expenses from gross income
Calculate annual cash flow return on actual cash invested
Calculate property price to annual gross rental income multiple
Compare earnings yield to bond yield for stock attractiveness
Calculate total ROI including rental income and property appreciation
Calculate book value per share based on common equity
Evaluate true value creation by subtracting capital charge from NOPAT
Measure risk-adjusted return considering only downside volatility
Evaluate portfolio performance by excess return over systematic risk (Beta)
Calculate tangible net assets excluding intangibles and TBV per share
Calculate debt service coverage ratio from NOI
Calculate tax savings from a 1031 like-kind real estate exchange
Calculate the full cycle from inventory to sales to cash collection
Calculate net debt and Net Debt/EBITDA multiple
Combine DOL and DFL to measure total impact of sales changes on EPS
Calculate precise EV including market cap, debt, preferred equity and minority interest
Calculate P/FCF multiple dividing price by FCF per share
Calculate EV/Sales multiple
Calculate proportion of earnings paid as dividends and retention ratio
Evaluate how stably EPS covers dividend payments
Measure fixed asset investment efficiency comparing revenue to net fixed assets
Calculate EBITDA as percentage of revenue
Measure shareholder profitability comparing net income to equity
Measure asset utilization profitability comparing net income to total assets
Evaluate true profitability on invested capital comparing NOPAT to WACC
Evaluate financial strength with 9 Piotroski criteria
Decompose ROE into profitability, efficiency and leverage components
Calculate earnings per share growth rate period over period
Calculate revenue growth rate period over period
Calculate compound annual growth rate (CAGR) of revenue
Calculate fair value of preferred stock using perpetuity dividend model
Calculate growth percentage compared to same period last year
Calculate equity risk premium as difference between market return and risk-free rate
Analyze operating efficiency with net working capital to revenue ratio
Analyze D/E ratio with short and long-term debt breakdown
Convert tax-free bond yield to taxable equivalent yield
Calculate bond yield to maturity and current yield
Measure interest rate sensitivity with Macaulay and modified duration
Calculate bond convexity to measure non-linear price change effects
Calculate present value of a zero-coupon bond
Calculate current yield dividing coupon by market price
Calculate inflation-adjusted real return using the Fisher equation
Calculate intrinsic value using the dividend discount model
Calculate capital gains yield from buy and sell price difference
Calculate total return including capital gains and dividend/interest income
Evaluate manager skill comparing excess return to tracking error
Analyze maximum decline from peak and recovery progress
Measure risk-adjusted performance dividing annual return by max drawdown
Calculate standard deviation of return differences between portfolio and benchmark
Measure pure investment performance eliminating cash flow effects
Calculate beta, alpha and RΒ² via regression of stock and market returns
Calculate IRR reflecting investment amounts and timing
Calculate European call and put option theoretical prices using Black-Scholes model
Verify put-call parity and identify arbitrage opportunities
Calculate uniform annual depreciation and schedule using straight-line method
Calculate accelerated depreciation using declining balance method
Calculate intrinsic value and per-share value using discounted cash flow (DCF)
Calculate depreciation proportional to actual production output
Calculate residual income after deducting equity capital charge
Calculate EV/EBITDA, EV/Revenue and EV/EBIT multiples at once
Calculate accelerated depreciation using SYD method with detailed schedule
Compare total costs of leasing vs buying to find the best option
Calculate LTV ratio and equity for a mortgage loan
Analyze debt payment burden relative to annual income
Calculate break-even point in units and revenue from fixed costs, price and variable costs
Calculate contribution margin and ratio by subtracting variable costs from revenue
Calculate operating cash flow and earnings quality using indirect method
Calculate the proportion of earnings retained (not paid as dividends)
Calculate growth achievable without external financing using ROE and retention
Calculate interest coverage based on both EBIT and EBITDA simultaneously
Calculate payback period using discounted cash flows
Measure investment efficiency comparing PV of cash flows to initial investment
Calculate payment efficiency and days payable outstanding (DPO)
Calculate average days to convert receivables into cash
Measure efficiency of net working capital relative to sales
Calculate modified IRR reflecting cost of capital and reinvestment rate
Convert NPV to equivalent annual cash flow for project comparison
Calculate effective tax rate from taxes paid and taxable income
Calculate tax savings from debt interest expenses
Project retirement assets from current savings and monthly contributions
Calculate real return by adjusting nominal return for inflation
Calculate monthly payments and final balloon payment for a loan
Calculate true APR of a loan including fees and charges
Calculate effective annual rate considering compounding frequency
Calculate doubling time for investments using the Rule of 72
Measure combined effect of operating and financial leverage
Calculate property price to annual gross rent multiple
Calculate present value of periodic annuity payments (ordinary/due)
Calculate future value of periodic annuity deposits (ordinary/due)
Calculate pip value and profit/loss for forex trades
Calculate weighted average interest rate across multiple loans