Debt Snowball Calculator
Compare snowball vs avalanche debt repayment strategies
Fixed total monthly payment budget: 900
Snowball (lowest balance first)
Months to payoff
47
Total paid
41,856.21
Total interest
4,856.21
Avalanche (highest rate first)
Months to payoff
47
Total paid
41,800.69
Total interest
4,800.69
This is a scenario using only your assumptions, not a forecast or recommendation. Enter rates, fees, prices, and contract terms that apply to you.
Interest accrues first each month; minimums are paid, then the remaining fixed budget rolls to the strategy target. New charges, late fees, variable rates, tax, and credit-score effects are excluded.