Lease vs Buy Calculator

Compare total costs of leasing vs buying to find the best option

Purchase price

Purchase down payment

Purchase loan APR (%)

Full purchase-loan months

Common comparison months

Expected resale value at horizon

Other purchase/sale costs

Monthly ownership costs

Lease upfront payment

Monthly lease payment

Return, mileage, and end fees

Check the horizon and required inputs.

This is a scenario using only your assumptions, not a forecast or recommendation. Enter rates, fees, prices, and contract terms that apply to you.

Both choices use the same horizon. Purchase assumes sale and loan payoff at the horizon. Tax, insurance, repairs, mileage, and residual value are not estimated beyond your inputs.