Retirement Calculator

Calculate retirement readiness and savings needed

Current age

Retirement start age

Current savings

Monthly contribution

Assumed pre-retirement return (%)

Monthly expense at retirement start

Assumed retirement years

Assumed retirement return (%)

Projected savings at retirement

2,376,362.19

Amount needed for entered withdrawals

843,505.81

Difference between scenarios

1,532,856.38

This is a scenario using only your assumptions, not a forecast or recommendation. Enter rates, fees, prices, and contract terms that apply to you.

Contributions and withdrawals occur at month-end. Returns are modeled as constant monthly rates. Inflation, tax, fees, pensions, and longevity uncertainty are not added; enter expenses in retirement-start money.